Your retirement scenario

Every input is on this page. Press Run scenario and the panel on the right runs a Monte Carlo simulation on the values you entered. Spend then scrubs instantly across the computed grid. The tool models scenarios; it does not recommend one.

Household information

Household name (optional)

Target monthly spend ($/mo) Live

Include a spouse or partner

Timeline & income

Salary is pre-retirement, today's dollars. Enter 0 if retired.

You

Current age

Retirement age

Salary ($/yr)

Spouse / Partner

Current age

Retirement age

Salary ($/yr)

Account balances

Approximate current values, today's dollars.

You

401(k) / IRA ($)

Roth IRA ($)

Rule of 55

Spouse / Partner

401(k) / IRA ($)

Roth IRA ($)

Rule of 55

Brokerage ($)

Cash ($)

Cost basis %

Social Security

Expected annual benefit at planned claiming age.

You

Claiming age

Benefit ($/yr)

Spouse / Partner

Claiming age

Benefit ($/yr)

Pensions & annuities

You

Pension ($/yr)

Pension start age

Annuity ($/yr)

Annuity start age

Spouse / Partner

Pension ($/yr)

Pension start age

Annuity ($/yr)

Annuity start age

One-time income events ▸

Recurring income sources ▸

Location

State income taxes affect how long money lasts. No state is labeled "better." Compare your retirement state against up to 2 alternatives to see how taxes shift the outcome.

Retirement state

Compare with

Self-directed modeling tool · simulation outputs from your inputs · not financial, tax, or legal advice · educational illustration only.

Live estimate Live

interpolated from a real Monte Carlo grid

This scenario

—

of 500 paths funded the horizon

Reflects the inputs you've entered. No value here is marked "recommended."

Free for a limited time · 48-hour window · up to 20 runs