Retirement Analysis for Real People
A personalized, jargon-free retirement readiness report — so you can plan your future with confidence instead of crossing your fingers.
Sound familiar?
You've worked hard and saved diligently. But the questions keep coming.
"I have no idea if I can actually retire at 62 or if I'm fooling myself."
"My advisor just wants to keep managing my money. I want a straight answer."
"I have a number in my head but I don't know if it's right or I just made it up."
"What if I run out of money at 80? That terrifies me more than anything."
The process
No intimidating software. No confusing jargon. Just a straightforward process that delivers real answers.
Share your picture
Complete a short questionnaire about your savings, spending, timeline, and goals. Takes about 10 minutes.
We analyze your data
Our tool models your retirement across hundreds of market scenarios — markets, inflation, taxes, Social Security timing.
Get your report
Receive a clear, plain-English PDF and interactive walkthrough within 24 hours showing exactly where you stand and what to do next.
Your report includes
No vague projections. Every section is written to give you clear, actionable insight.
Plan survival probability
The odds your money lasts through your planning horizon, tested across hundreds of simulated market scenarios.
Retirement date scenarios
What changes if you retire a few years later? The Full Analysis tests later retirement dates on your exact plan.
Taxes, modeled for real
Federal brackets, capital gains, Social Security taxation, required minimum distributions, and Medicare surcharges — every year of your plan.
Savings trajectory
Will your money actually last? See projections through your planning horizon under bad-luck, typical, and good-luck markets.
Spending sensitivity
How much does your monthly spending move the odds? See exactly what a few hundred dollars a month is worth to your plan.
Personalized action list
Three specific steps you can take right now to strengthen your retirement position, in plain English.
Pricing
One-time fee. No recurring charges. No upsells. Your report is yours to keep.
Essential
$39
A clear picture of where you stand
Planner
$99
See exactly where the risk comes from
Full Analysis
$179
Automated strategy search on your plan
Not sure which is right for you? Try the free preview first.
Questions
Is this the same as working with a financial advisor?
No — and that's a feature, not a bug. Traditional advisors often earn fees based on assets they manage, which creates a conflict of interest. We deliver a one-time analysis with no agenda to keep managing your money. Think of it as a second opinion or a starting point before engaging an advisor.
What information do I need to provide?
Basic information about your savings and investment accounts (balances, not account numbers), your estimated monthly spending in retirement, your expected Social Security benefit (easily found at ssa.gov), and your target retirement age. That's it.
How is my information kept safe?
We never ask for account numbers, social security numbers, or login credentials. The information you share is used solely to prepare your report and is never shared with third parties.
What if I'm not happy with my report?
We stand behind our work. If your report doesn't give you the clarity you were looking for, contact us and we'll make it right — including a full revision or refund if needed.
How long does it take to get my report?
Your report is generated automatically and emailed to you within 24 hours of submitting your questionnaire — usually within a few hours.
Get a clear, honest picture of your retirement — no jargon, no sales pitch.
One-time fee. No subscriptions, no upsells.